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Mr. Welch, a Director, has been involved in the banking and savings institution industry since 1978, has held senior management positions with several financial institutions, and has been an independent consultant to the banking industry since 1987.

Since the early 1990s, Mr. Welch has provided expert testimony in a variety of bank related cases, including directors’ and officers’ liability, lender liability/prudent lending, appropriate lender/borrower relations, commercially reasonable banking practices, and cases pertaining to bank operations and generally accepted non-lender relationships and responsibilities. Mr. Welch has also provided expert testimony in matters involving economic damages, forensic accounting, and accountant’s malpractice.

Mr. Welch has represented the FDIC on a number of occasions since 2011 as a consulting expert in litigation involving former directors’ and officers’ liability in failed bank matters. He has also been designated as a testifying liability expert by the FDIC on other failed bank litigation during that time. Mr. Welch’s bank litigation and bank consulting experience includes lender liability, loan origination and administration standards, customary lender/borrower roles and responsibilities, loan participations, asset securitizations, loan committee duties and responsibilities, prudent lending standards, customary deposit relationships, teller operation standards, check presentment, fraudulent endorsements, check kiting, and standards of ordinary care.

  • MBA in Finance and Accounting from Rice University
  • Master and Bachelor in Electrical Engineering from Politecnico Di Milano, Italy
  • Accredited Senior Appraiser (ASA)
  • Certified Fraud Examiner (CFE)
  • Certified Valuation Analyst (CVA)